926 21st Street SE Saint Cloud, MN 56304

$329,900
Pending
estimated monthly payment
4 Beds  |  3 Baths  |  1,940 Sq Ft  |  Single Family  |  MLS # 6780215
  • Welcome to 926 21st St SE, St. Cloud
    Welcome to 926 21st St SE, St. Cloud
  • Large backyard with lush grass and mature trees.
    Large backyard with lush grass and mature trees.
  • Whole House Floorplan
    Whole House Floorplan
  • Dining room. This photo has been virtually staged.
    Dining room. This photo has been virtually staged.
  • Vault ceilings and patio door to deck.
    Vault ceilings and patio door to deck.
  • Well-lit, well-maintained home
    Well-lit, well-maintained home
  • Semi-open concept.
    Semi-open concept.
  • Garage-entry for easy grocery placement in walk-in pantry.
    Garage-entry for easy grocery placement in walk-in pantry.
  • 926 21st Street SE, Saint Cloud, MN 56304 Listing Photo  9
  • Main level living room. This photo has been virtually staged.
    Main level living room. This photo has been virtually staged.
  • 926 21st Street SE, Saint Cloud, MN 56304 Listing Photo  11
  • 926 21st Street SE, Saint Cloud, MN 56304 Listing Photo  12
  • Bright open living room overlooking front yard
    Bright open living room overlooking front yard
  • Primary bedroom. This photo has been virtually staged.
    Primary bedroom. This photo has been virtually staged.
  • 20'x13' Primary Suite with private 3/4 bathroom, dual closets and built-in wardrobe/entertainment cabinet. Window overlooking backyard.
    20'x13' Primary Suite with private 3/4 bathroom, dual closets and built-in wardrobe/entertainment cabinet. Window overlooking backyard.
  • 20'x13' Primary Suite is the perfect fit for king-size furniture, reading/recliner chair. Dual closets and built-in wardrobe/entertainment cabinet.
    20'x13' Primary Suite is the perfect fit for king-size furniture, reading/recliner chair. Dual closets and built-in wardrobe/entertainment cabinet.
  • Primary bedroom closet
    Primary bedroom closet
  • Primary Suite private 3/4 bathroom.
    Primary Suite private 3/4 bathroom.
  • Main level bedroom #2. This photo has been virtually staged.
    Main level bedroom #2. This photo has been virtually staged.
  • Bedroom #2 (13'8
    Bedroom #2 (13'8" x 9'3").
  • Main level bedroom #2 closet.
    Main level bedroom #2 closet.
  • Primary bathroom
    Primary bathroom
  • Bedroom #3 (13'x9')
    Bedroom #3 (13'x9')
  • Main level bedroom #3 closet.
    Main level bedroom #3 closet.
  • Main level bathroom.
    Main level bathroom.
  • Lower level bedroom. This photo has been virtually staged.
    Lower level bedroom. This photo has been virtually staged.
  • Lower-level bedroom/hobby/office.
    Lower-level bedroom/hobby/office.
  • Dual closets, walk through to 3/4 bathroom.
    Dual closets, walk through to 3/4 bathroom.
  • 3/4 Bathroom in lower-level
    3/4 Bathroom in lower-level
  • Gas-burning fireplace with brick surround is a beautiful anchor to this large rec-room.
    Gas-burning fireplace with brick surround is a beautiful anchor to this large rec-room.
  • Lower-level living/recreation room (23'x25') with functional fireplace.
    Lower-level living/recreation room (23'x25') with functional fireplace.
  • 926 21st Street SE, Saint Cloud, MN 56304 Listing Photo  32
  • Lower level recreation room. This photo has been virtually staged.
    Lower level recreation room. This photo has been virtually staged.
  • Dual lookout windows draw in ample natural, southern sunlight, overlook the backyard. Supplemental baseboard heat along with forced air.
    Dual lookout windows draw in ample natural, southern sunlight, overlook the backyard. Supplemental baseboard heat along with forced air.
  • 926 21st Street SE, Saint Cloud, MN 56304 Listing Photo  35
  • Lower-level laundry/mechanical room with washer/dryer hookup, utility sink, additional storage and hang for clothing.
    Lower-level laundry/mechanical room with washer/dryer hookup, utility sink, additional storage and hang for clothing.
  • This photo has been virtually staged.
    This photo has been virtually staged.
  • Oversized 15'x15' deck with stairs to the backyard. Cedar plank decking.
    Oversized 15'x15' deck with stairs to the backyard. Cedar plank decking.
  • Oversized, walk-off deck. Ability to fence in the entire back yard for added safety for children and pets.
    Oversized, walk-off deck. Ability to fence in the entire back yard for added safety for children and pets.
  • 926 21st Street SE, Saint Cloud, MN 56304 Listing Photo  40
  • 926 21st Street SE, Saint Cloud, MN 56304 Listing Photo  41
  • Long concrete driveway for additional cars to conveniently park outside.
    Long concrete driveway for additional cars to conveniently park outside.
  • *Shelving in rear of garage has been removed
    *Shelving in rear of garage has been removed
  • 926 21st Street SE, Saint Cloud, MN 56304 Listing Photo  44
  • Main Level Floorplan
    Main Level Floorplan
  • Lower Level Floorplan
    Lower Level Floorplan

About The Listing

Welcome to this well-maintained rambler offering convenient main-level living. The spacious primary suite (20' x 13') comfortably fits king-size furniture and a reclining chair, and features a private ¾ bath and dual closets. Three bedrooms are located on the main level, with a fourth bedroom in the lower level—ideal for guests, a home office, or hobby space.
The home features vaulted ceilings and a semi-open-concept floorplan, creating an airy and inviting atmosphere. Recent interior updates include fresh paint throughout the entire main level, new carpet in the living room and third main-floor bedroom, updated cabinet hardware in the kitchen and bathrooms, wallpaper removal for a clean, modern look, new locksets on main-floor and entry doors, and a new InSinkErator disposal.
Step outside to an oversized 15' x 15' cedar deck with stairs leading down to a lush, beautifully maintained backyard. Fencing is allowed, offering flexibility and peace of mind for children and pets.
The oversized two-car garage (30' x 21') includes built-in closet storage. Downstairs, the expansive rec room (23' x 25') features a cozy gas-burning fireplace with brick surround, while daylight lookout windows fill the space with natural light. You’ll also find a large unfinished storage or hobby room (15' x 20') plus a separate mechanical and laundry area.
Major mechanical and exterior updates include vinyl windows (2015), siding and roof (2019), furnace (2020), and water heater (2024), providing comfort and confidence for years to come.


Listing courtesy of Christine Kowalzek, Coldwell Banker Realty
Purchase Price
Loan Type
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Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Pending
Contingency Type: None
Year Built: 1990
MLS #: 6780215
Bedrooms: 4
Square Feet: 1,940
Bathrooms (Full): 1
Price Per Square Foot: $170
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 2
Garage Spaces: 2
Parking Description: Attached Garage, Concrete, Electric, Garage Door Opener, Storage
Sewer Description: City Sewer/Connected
Air Conditioning Type: Central Air
Water: City Water/Connected
Heat Type: Baseboard, Forced Air, Fireplace(s)
Basement: Block, Daylight/Lookout Windows, Finished, Full, Storage Space
Foundation Type: 8 ft+ Pour
Roof Description: Age 8 Years or Less, Asphalt, Pitched
Days On Market (Continuous): 139
Disability Features: None
Latest Update: 04/27/2026
List Date: 08/29/2025
Listing Agent ID: 502043505
Listing Office: Coldwell Banker Realty
Listing Office ID: 7750
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Fireplace Features: Brick, Family Room, Wood Burning
Laundry Features: Gas Dryer Hookup, Lower Level, Laundry Room, Sink, Washer Hookup
Number of Fireplaces: 1
Exterior Features: Stone, Steel Siding
Lot Dimensions: 76x140
Lot Size: 0.244 Acres
Lot Features: Tree Coverage - Medium
School District: St. Cloud
Tax Year: 2025
Estimated Taxes: $3,436
Contingency Type: None
City: Saint Cloud
Zip: 56304
County: Sherburne
Subdivision: Torborg Estates
State: MN

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Listing last updated: 04/27/26

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